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Charles County Maryland USDA Approved Zero Down Home Mortgage Rural Loans
The majority of Charles County, located in Southern Maryland, is eligible for the USDA Rural Development No Down Payment Loan. Not eligible are areas around the cities of Waldorf and St. Charles.
By purchasing a home located in a USDA Rural Development eligible area, qualified homebuyers can buy a house with:
- No Money Down
- 100% Financing
- Low Monthly Mortgage Insurance
- Flexible Credit Approval
- Secure 30 Year Fixed Rate Mortgage
- 6% Seller Closing Cost Help Allowed
USDA No Money Down Rural Loan Program Eligible Areas
Eligible Cities
- Bryans Road
- Bryantown
- Hughesville
- Indian Head
- LaPlata
- Marbury
- Port Tobacco
- Rock Point
Ineligible Cities
- St. Charles
- Waldorf
- White Plains
USDA No Money Down Loan Program Maximum Household Income
| Family Household Size: | 1-4 | 5+ |
Make too much to qualify for the USDA No Money Down Loan Program? You still may qualify for this No Money Down Loan Program based on certain deductions allowed by USDA using the MarylandUSDA Max Income Calculator