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Find out if your income, location, and homebuying goals qualify for a USDA Loan.
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Licensed in MD, PA, VA & WV
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$0 Down Financing
Credit Scores Starting at 580
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Montgomery County Maryland USDA Approved Zero Down Home Mortgage Rural Loans
Montgomery County is located adjacent to Washington, DC. Due to the proximity to the Nations Capital and high population density the majority of the county is ineligible for the USDA Rural Development No Down Payment Loan. However, there are areas in the western and northern portion of Montgomery County that are eligible for the USDA Rural Development No Down Payment Loan.
By purchasing a home located in a USDA Rural Development eligible area, qualified homebuyers can buy a house with:
- No Money Down
- 100% Financing
- Low Monthly Mortgage Insurance
- Flexible Credit Approval
- Secure 30 Year Fixed Rate Mortgage
- 6% Seller Closing Cost Help Allowed
USDA No Money Down Rural Loan Program Eligible Areas
Eligible Cities
- Barnesville
- Beallsville
- Boyds
- Dickerson
- Laytonsville (East)
- Poolesville
Ineligible Cities
- Ashton
- Brinklow
- Clarksburg
- Cloverly
- Damascus
- Darnestown
- Gaithersburg
- Germantown
- Hyattstown
- Kingsley
- Laytonsville (West)
- Olney
USDA No Money Down Loan Program Maximum Household Income
| Family Household Size: | 1-4 | 5+ |