Contact Your USDA Mortgage Loan Specialist: Local (410) 567-0994 l Toll Free (866) 747-2882

Speak With a USDA Loan Specialist • No AI Chatbots

BUY A MARYLAND HOME WITH $0 DOWN.
SEE IF YOU QUALIFY

Find out if your income, location, and homebuying goals qualify for a USDA Loan.

Quick Pre-Qualification Review
No Obligation Assessment

Licensed in MD, PA, VA & WV

No obligation • Fast pre-qualification • Secure application

$0 Down Financing

Credit Scores Starting at 580

Many Available Maryland Areas

One-on-One Loan Consultation

Somerset County Maryland USDA Approved Zero Down Home Mortgage Rural Loans

All of Somerset County, located in the Eastern Shore of Maryland, is eligible for the USDA Rural Development No Down Payment Loan.

By purchasing a home located in a USDA Rural Development eligible area, qualified homebuyers can buy a house with:

  • No Money Down
  • 100% Financing
  • Low Monthly Mortgage Insurance
  • Flexible Credit Approval
  • Secure 30 Year Fixed Rate Mortgage
  • 6% Seller Closing Cost Help Allowed

USDA No Money Down Rural Loan Program Eligible Areas

Eligible Cities

Ineligible Cities

USDA No Money Down Loan Program Maximum Household Income

Family Household Size: 1-4 5+
Make too much to qualify for the USDA No Money Down Loan Program? You still may qualify for this No Money Down Loan Program based on certain deductions allowed by USDA using the MarylandUSDA Max Income Calculator
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